About Our Company

Penact Associates, Inc. is a Virginia corporation engaged exclusively in providing personalized retirement plan design, implementation, administration, plan consulting, actuarial and related services for small to medium sized businesses.

In this complex and dynamic area, we are highly trained and pride ourselves in providing quality services while minimizing the burden of paperwork and administrative responsibilities for our clients.

Mission Statement

Penact Associates, Inc.'s commitment is to provide personalized retirement planning services for your small to medium sized business. We devote our full time and attention to qualified plan design, compliance and administration. We pride ourselves in providing quality service.

Our Staff

Becky J. Nicholas, CPC, President, Certified Pension Consultant

Associate member of the American Society of Pension Professionals and Actuaries (ASPPA); actively involved in the design, installation, administration and termination of Profit Sharing, 401(k), Money Purchase, Target Benefit, Defined Benefit, Cross-Tested, and Age-Weighted Plans; over 20 years experience in the qualified plan area; course instructor for the ASPPA Qualified Pension Administrator's Program as well as the Retirement Plans course for the Certified Employee Benefit Specialist Program; has given numerous presentations to various professional financial and accounting organizations. Becky assists clients with any questions they may have regarding their retirement plan and is responsible for compliance with all of the regulations related to qualified retirement plans. In order to maintain professional expertise, Ms. Nicholas regularly attends various continuing education seminars sponsored by ASPPA.

Deborah W. Henry, CPC, Vice President, Certified Pension Consultant

Associate member of the American Society of Pension Professionals and Actuaries (ASPPA); over 16 years experience as a pension administrator. Debbie handles all aspects of Plan Administration on a wide range of Plans, including Plan design, consulting and compliance testing. In order to maintain professional expertise, Ms. Henry regularly attends various continuing education seminars sponsored by ASPPA and Corbel.

Maureen J. Ringo, CPC, Secretary/Treasurer, Certified Pension Consultant

Associate member of the American Society of Pension Professionals and Actuaries (ASPPA); over 12 years experience as a pension administrator. Maureen coordinates Plan design, implementation, and education for clients. In order to maintain professional expertise, Ms. Ringo regularly attends various continuing education seminars sponsored by ASPPA and Corbel.